Annual Benefits Enrollment

Each year, Emory University offers you the opportunity to review your benefit elections during the annual enrollment period and make changes for the upcoming plan year. This year’s annual benefits enrollment period will be held October 23 through November 6, 2023. Changes made to your coverage will become effective January 1, 2024.

What's New for 2024?

Here are the highlights of what’s changing for 2024:

Medical Plan Rates

Medical plan rates are increasing slightly due to the overall increased costs associated with the plan. There are no changes to the dental or vision plan rates for 2024. View rates.

Deductible Increase for the HSA Plan

Due to IRS regulations, the HSA Plan deductible is changing to: $1,650/$3,300 (single/family) for Tier 1, $1,900/$3,750 for Tier 2, and $2,850/$5,700 for Tier 3 (refer to the Medical Plan Comparison for other tier levels).

FSA Maximum

If you elect a Healthcare Flexible Spending Account (FSA), you can set aside more; the maximum allowed is going up from $2,850 to $3,050. As a reminder, if you wish to utilize an FSA for your medical expenses, you need to set aside funds by making an election each year; it does not carry over.

HSA Maximum

If you have an HSA, you can contribute more; the maximum allowed is going up to $4,150 (single) and $8,300 (family).

Medical Plan Incentives

You and a covered spouse can offset your medical expenses by participating in a new menu of well-being activities such as challenges, a financial wellness checkup, the Winship 5K, and more. View incentives.

Metlife Prepaid Legal Plan

The monthly rate for the Metlife Prepaid Legal plan is increasing from $15.74 to $16.74. The plan will also offer expanded caregiver benefits. With this new benefit, employees will have the opportunity to have one-on-one unlimited Caregiver Support, including customized caregiving solutions, through the Metlife Prepaid Legal Plan. Here are a few examples of caregiver problems this benefit will support:

  • Family members with dementia
  • Aging in Place
  • Crisis intervention
  • Insurance and Medicare navigation
  • Homecare and placement

Alex Tool to Help with Benefits Decisions

Using the ALEX® tool can help you better understand your benefits options so you can make smart, cost-effective choices. The tool offers some expanded features this year. Learn more about ALEX.

Medical Coverage

Emory offers comprehensive medical coverage to help protect you and your family from catastrophic medical costs. You can choose from three different plans:

  1. Aetna HSA Plan
  2. Aetna POS Plan
  3. Kaiser Permanente Plan (learn more about the Kaiser Plan)

For detailed information about each of these plans, review the 2024 Benefits Guide or use the following tools to help you decide which plan is right for you:

Medical Plan Rates

View monthly/biweekly employee contribution amounts for 2024.

View rates

Medical Plan Comparison Chart

Compare deductibles, out-of-pocket maximums, copays, coinsurance and other medical expenses for all three medical plans.

See chart


Use ALEX, our new online benefits counselor, to help lead you to the plans that work best for you.

Go to ALEX

Dental and Vision Coverage

Dental Coverage

You can choose between two different types of dental plans:

  1. Aetna Traditional Dental (PPO)
  2. Aetna Dental Maintenance Organization (DMO).

You can learn more about these plans in the 2024 Benefits Guide.

View 2024 dental rates

Vision Coverage

Emory offers an optional vision plan through EyeMed Vision Care. Refer to the 2024 Benefits Guide for more details.

View 2024 vision rates

Flexible Spending Account (FSA) Reminder

According to IRS regulations, each year you must enroll during your benefits annual enrollment period if you want to participate in either a Healthcare FSA or a Dependent Day Care FSA.

A Flexible Spending Account (FSA) is funded with money you contribute on a pre-tax basis. You can use FSA funds to pay for qualified out-of-pocket health care costs for you and eligible dependents or dependent day care charges.

For 2024, you can contribute between $200 and $3,050 pre-tax annually into the Healthcare FSA and between $200 and $5,000 in a Dependent Day Care FSA. If you are married and file separately, you can contribute up to $2,500 in a Dependent Day Care FSA.

Learn more about FSAs in the 2024 Benefits Guide.

Other Coverage

During annual enrollment, you can also add or make changes to many other types of coverage such as life insurance, short or long term disability, and much more. For information, review the 2024 Benefits Guide.

How to Enroll

Step 1: Learn More

Learn more about the benefits that are available to you by reviewing the 2024 Benefits Guide.

Attend a Session or Watch a Video

You may wish to attend a benefits session. Our benefits team will hold all of this year’s annual enrollment presentations virtually, as Zoom webinars. Pre-registration is required. Dates and times are:

If are unable to attend a session, you can watch a pre-recorded video.

Step 2: Enroll Online

During the annual enrollment period, October 23 - November 6, 2023, go to Self-Service to complete your enrollment online.

You will need your network ID and password. If you don’t know your password, call 404-727-7777 for assistance.

Note: Duo Security Two-Factor Authentication is required to log in to Self-Service from outside the Emory network.

Step 3: Print, Review, Save

Once you have completed your enrollment online, save or print a copy of your confirmation statement, review it for accuracy, and retain it for your records. Confirmation statements will also be emailed to you after enrollment closes.


Make sure you've completed everything with the Annual Enrollment Checklist.

Check your Beneficiaries

Now is also a good time to check your beneficiary(ies).

Life Insurance

Emory provides you with life insurance benefits, so you need to designate a beneficiary, even if you do not sign up for supplemental life insurance benefits. While completing your enrollment in Self-Service, it only takes a few minutes to check and make sure you have the right people listed as your beneficiaries.

Retirement Account

While you’re at it, you should also take some time to check your beneficiaries on your retirement account with Fidelity and/or TIAA. Instructions can be found here (see page 8.)