Accidental Death and Dismemberment

Accidental Death & Dismemberment (AD&D) insurance provides coverage for non-job related accidental dismemberment or accidental death.

About AD&D Coverage

Emory provides AD&D insurance coverage at no charge for all eligible Medical House Staff in the amount of $50,000.

The AD&D insurance pays a benefit in the event of a loss of life, loss of the use of more than one member, or the loss of sight in both eyes.

A member is defined as one arm, hand, or foot. Loss of sight means legal blindness. One-half of the full benefit amount is payable for loss of the use of one member or the loss of sight in one eye. The loss must be irrecoverable.

Eligibility

  • Regular full-time or part-time employees scheduled to work 20 hours or more per week are eligible.
  • Full-time temporary positions on a six-month or longer assignment are eligible.

Coverage begins on an employee's date of hire.

Cost

There is no cost for AD&D insurance. Emory pays for this coverage for Medical House Staff. 

How to Enroll

No enrollment is necessary. This benefit is automatically provided when the employee is eligible.

How to Submit a Claim

To submit a claim, contact:

Emory University Human Resources
Address:
Benefits and Work Life Department
1599 Clifton Road, NE
Atlanta, GA 30322

Contact Information

The Standard
Group Number:

647271

Benefits and Work Life Department
Contact for:

Filing a claim

Address:
1599 Clifton Road, NE Atlanta, GA 30322