Accidental Death & Dismemberment

Tools and Resources


Accidental Death & Dismemberment (AD&D) insurance provides coverage for non-job related accidental dismemberment or accidental death.

Emory provides AD&D insurance for all eligible Medical House Staff in the amount of $50,000. This insurance pays a benefit in the event of a loss of life, loss of the use of more than one member, or the loss of sight in both eyes. A member is defined as one arm, hand, or foot. Loss of sight means legal blindness. One-half of the full benefit amount is payable for loss of the use of one member or the loss of sight in one eye. The loss must be irrecoverable.