Retirement Plan Fund Line Up
Retirement Investment Changes
Emory understands that retirement planning can be complex. Knowing which funds to select from the wide variety of investment options available in your 403(b) plan can be daunting.
Four Ways to Invest
- Lifecycle investments - Funds are managed by the vendor.
- Core investments – Streamlined selection of funds across all major asset classes.
- Expanded investments – A greater choice of funds across the major asset classes for the active investor.
- Mutual fund brokerage window – Provides the investment choices and flexibility of a brokerage window, but with the advantage of investing through your retirement savings plan.
Emory wants to ensure that the funds offered through the plan provide you with the opportunity to achieve your retirement savings goals. Based on periodic reviews by Emory Investment Management, certain funds will be added while others will be eliminated.
Changes to Fund Lineups
- Fund Elimination - Effective April 15, 2011
Emory University will be eliminating 8 Fidelity funds. These funds have been identified as not appropriate for the retirement savings plan.
- “Mapping” of future contributions and account balances – Effective April 15, 2011
For those funds being eliminated effective April 15, 2011 future contributions will be “mapped” (transferred) to the designated funds with similar investment objectives. You may contact Fidelity to redirect your future contributions into any of the other investments within the plan prior to April 15, 2011
What You Need To Do
- Determine if you are currently contributing to or have money invested in any of the funds listed for elimination.
- Contact Fidelity before April 15, 2011, to redirect your future contributions AND/OR move any remaining account balance(s) into the other plan investment options available.
What Will Happen If You Take No Action
- If you do not redirect your future contributions from all the eliminated funds prior to April 15, 2011, your future contributions will be redirected to the designated “mapped” funds. For “mapping” details, review the March 2011 Take Care newsletter. If you do not move remaining account balance(s) from eliminated funds:
• The funds identified in the Take Care March Newsletter 2011  newsletter will be “mapped” April 15, 2011.
- No action is required if you do not have money invested in one of the eliminated funds.
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