403(b) Roth Plan

Eligibility

All full-time and part-time employees who are at least 21 years of age are immediately eligible to contribute to the Roth 403(b) Plan. Roth 403(b) contributions are after-tax only.

How to Enroll

• Step 1: Complete the 403b Retirement Authorization For Payroll Deduction & Vendor Selection Form. This form has your contribution percentage amount that is taken from your paycheck. Fill in the form and return it to the Benefits Department. This form will be processed as soon as administratively possible when received for the next pay period to be deducted.

• Step 2: Complete an enrollment for each vendor you select either on their web site or by phone.

• Fidelity: (800) 343-0860
  Under ACCOUNT ACCESS, select NEW USER; enter your SSN. From there, you are presented with a series of questions to set up the account. You then select your funds.
  • Loans are available with Fidelity and subject to terms. Please contact Fidelity for information.
• Vanguard: (800) 523-1188
  On the web site, go to PERSONAL INVESTORS; then SIGN UP FOR ACCESS. Check the box of Employer Sponsored Plan. The Plan number for Vanguard is 091326. From there, you are presented with a series of questions to set up the account. You then select your funds.
• TIAA-CREF: (800) 842-2888
  For TIAA CREF go to  www.tiaa-cref.org/emory. Click on the ENROLL NOW button in the right corner. Next, select the link for the plan(s)* you wish to enroll in: (Do not change the access code)
  • Emory Basic Retirement Plan
  • Emory Group Supplemental Plan (Voluntary Contributions GSRA)
  • Emory Group Supplemental Plan (Voluntary Contributions RA)
• From there, you are presented with a series of questions to set up the account.
• Make sure to choose your funds as you walk through the enrollment.

* please note that the Emory Basic Plan is the first 1% and 2%.

• Loans are available with TIAA-CREF on the GSRA contract only and is subject to terms. Please contact TIAA-CREF for information.

• Step 3 Select funds from the Investment Performance Chart or contact a vendor(s) to schedule a counseling session from Retirement Plan Counseling. If you do not select funds right away, you default into the default fund for the vendor you chose.

How to Make Changes to the Plan

You can change your contribution amounts through Employee Self Service. To change your allocations and funds with your vendors, go to your retirement vendor account online.

How to Change Your Beneficiaries

Contact your retirement vendor for changes to your beneficiaries.

Vendor Contacts

Fidelity Investments
(800) 343-0860
www.mysavingsatwork.com/atwork.htm

Vanguard
(800) 523-1188
www.vanguard.com

TIAA CREF Financial Services
(800) 842-2888
www.tiaa-cref.org

Early Distribution or Withdrawal from your Retirement Vendors

In the event you need a distribution from your retirement vendors, once the completed distribution form is received by the Benefits Department, they will be processed and sent to the vendor.

Vanguard and Fidelity do not require an employer signature for certain distributions. TIAA CREF requires an employer signature.

Hardships always require proof and employer signature. Documentation must be provided to the Benefits Department.

Plan Information Documents

Investment Performance Chart	403(b) Roth FAQs
Retirement Counseling	Guide to Life Beneficiary and 403(b) Changes
403(b) Summary Plan Description

Plan Forms

403(b) Retirement Authorization for Payroll Deductions & Vendor Selection

403(b) TIAA and CREF Enrollment Form

Emory University Benefits

Hours of Operation: Monday through Friday from 8:00 a.m. to 5:00 p.m.
1599 Clifton Road, NE
Atlanta, GA 30322
(404) 727-7613

Disclaimer

Emory reserves the right to terminate, suspend, withdraw, amend or modify the Plan in whole or in part at any time. Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.