Long Term Disability Insurance

Long Term Disability

Emory pays for the following Long Term Disability Insurance:

Benefit Amount

• 60% of Monthly Salary
• Maximum benefit of $5,000 per month

Elimination Period (Period of disability before benefits commence)

• 90-day waiting period
• Satisfied with total or partial disability or a combination of both

Definition of Total Disability

• Inability to perform the material duties of your own occupation. Your "Own Occupation" is the specialty or sub-specialty of medicine you practiced immediately prior to the onset of disability.

Important Notes

• Benefits are not paid for disabilities that arise from an illness or injury that took place within the three months before your coverage begins.
• Benefits are reduced by the amount of any other disability benefits you receive.
• There are no options to increase the Long Term Disability coverage.

Plan Information Documents

Long Term Disability Summary Plan Description

Emory University Benefits

Hours of Operation: Monday through Friday from 8:00 a.m. to 5:00 p.m.
1599 Clifton Road, NE
Atlanta, GA 30322
(404) 727-7613

Disclaimer

Emory reserves the right to terminate, suspend, withdraw, amend or modify the Plan in whole or in part at any time. Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.