Life / Accidental Death & Dismemberment Insurances

Term Life Insurance

Emory provides Term Life Insurance for all eligible Medical House Staff, eligible spouses and dependent children between the age of 15 days to 19 years old. Coverage for dependent children may continue through the age of 27 if the child is a full-time student. Emory pays for this coverage.

Accidental Death & Dismemberment Insurance

Emory provides Accidental Death and Dismemberment Insurance for all eligible Medical House Staff. Emory pays for this coverage.

This insurance pays a benefit in the event of a loss of life, loss of the use of more than one member, or the loss of sight in both eyes. A member is defined as one arm, hand, or foot. Loss of sight means legal blindness. One-half of the full benefit amount is payable for loss of the use of one member or the loss of sight in one eye. The loss must be irrecoverable.

Summary of Life and AD&D Plan Coverage

	Amount of Coverage
Eligible Residents and Fellows
Life Insurance	$50,000
Accidental Death & Dismemberment Insurance	$50,000
Eligible Spouses
Life Insurance	$25,000
Eligible Children
Age 15 days to 19 years old	$5,000
Age 19 to 27 years old (if a full-time student)	$5,000

Important Notes

There are no options to increase the Term Life or AD&D coverage.

Plan Information Documents

Life and AD&D Summary Plan Description

MHS Life Beneficiary Form

Emory University Benefits

Hours of Operation: Monday through Friday from 8:00 a.m. to 5:00 p.m.
1599 Clifton Road, NE
Atlanta, GA 30322
(404) 727-7613

Disclaimer

Emory reserves the right to terminate, suspend, withdraw, amend or modify the Plan in whole or in part at any time. Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.