Cost is determined by:
Use the Long Term Care Premium Worksheet to calculate your costs.
Long Term Care Rates are subject to change in the future depending on the overall use of the benefits of all covered persons or changes in the benefits levels, plan design or other risk factor.
For the employee and spouse/same sex domestic partner (SSDP), premiums are paid through payroll deduction. For family members, premiums must be paid directly to UNUM.