What's New for 2019

Emory’s annual benefits enrollment, held October 29 - November 12, 2018, provides you with an opportunity to review your current benefits and make any changes you need to for the upcoming year.

What's New for 2019?

Infertility benefit. An expanded infertility benefit will be offered starting in 2019. Covered infertility benefits will include advanced reproductive therapy (ART) at Aetna Institutes of Excellence only, including the Emory Reproductive Center. All infertility benefits will be covered up to a combined lifetime maximum of $25,000.

Network name change. With the addition of DeKalb Medical, Emory’s provider network has grown. Emory’s three provider networks are now referred to as:

Cost increases. An increase in 2019 medical rates for both the POS Plan and the HSA Plan is necessary due to the continued increase in medical costs. There are no rate increases for dental or vision.

For the POS Plan only, there will also be an increase to the out-ofpocket maximum (the maximum amount you have to pay towards your medical costs for the year).

POS Plan out-of-pocket maximum:

out-of-pocket- maximum change

HSAs, Medicare and Social Security:

Important Reminder: In order to be eligible to contribute to a health savings account (HSA), you cannot be covered by any other medical plan (including Medicare Part A and/or Part B). If you are age 65 or older and begin receiving Social Security benefits, you will be automatically enrolled in Medicare Part A and this will limit the amount you can contribute to your HSA account. In the year that you initially become eligible for Medicare, HSA contributions are only permitted for the portion of the year you are not enrolled in Medicare. You cannot front load your HSA for the entire year. For more information about HSAs, refer to Publication 969 at www.irs.gov.