Accidental Death & Dismemberment

Accidental Death & Dismemberment (AD&D) insurance provides coverage for non-job related accidental dismemberment or accidental death. You can purchase AD&D for you and your spouse in increments of $10,000 (up to $250,000).

You can purchase coverage for dependent child(ren) at levels of $5,000, $10,000 or $15,000. Evidence of Insurability (EOI) is not required to enroll in this benefit.

AD&D insurance benefits are administered by The Standard Insurance Company.


accidental death and dismemberment rates


Here is an example of how the cost for an AD&D insurance policy is calculated for a monthly paid employee who elects $100,000 in coverage for the year.

Cost = ($1.70 x 12 months) = $20.40 for the year